Attention, Trap! Parking Damage – Costly Mistakes Worth Hundreds of Euros You park your car, return, and find a fresh scratch. If the culprit fled, the situation gets worse. Parking damage is common, especially in cities, and not knowing the rules can lead to significant financial losses. Topics: News, Economy.

Attention, Trap! Parking Damage – Costly Mistakes Worth Hundreds of Euros

First and most important: stay calm. Assess the damage and determine whether it is minor or serious. Your next steps depend on the extent of the damage and the circumstances.

Common mistakes to avoid

1. Self-assessing the damage.

Many drivers, upon finding a small scratch, skip involving the insurance company and try to estimate the cost themselves. This can be a mistake. You may underestimate repair costs — what looks like a surface scratch could hide deeper paint or body damage. Without an expert assessment, proving fault becomes harder if the other driver fled.

Recommendation: Consult an independent expert or authorized service center for an objective assessment.

2. Not calling the police.

Even for minor damage, do not leave the scene without notifying the police, especially if the culprit fled. A police report is a key document that confirms the incident and may be required by your insurance. Police can also investigate and identify the at-fault driver.

Leaving the scene without notifying the police is an administrative offense that carries a fine.

3. Incorrectly filling out the accident report.

If the other driver is present, fill out the accident report (Unfallprotokoll) thoroughly. Make sure it includes driver details, vehicle information, a description of the incident, a diagram, and both parties’ signatures. If you have doubts about fault, do not sign. Note your disagreement and consult a lawyer.

Always carry a blank accident report form — available from your insurer or any ÖAMTC office.

4. Neglecting witnesses.

If witnesses saw the accident, get their contact information. Witness testimony can be decisive in establishing fault.

5. Delaying the insurance claim.

Report the incident to your insurer as soon as possible. Most insurers have a deadline for filing claims. Missing it can result in denial of compensation. The longer you wait, the harder it becomes to gather evidence.

Prevention tips

Choose parking spots with enough space, maneuver carefully, use parking sensors and rearview cameras, install a dashcam, and ensure your insurance covers parking damage.